"I plant obuy ironsheet, timber and nails, and build an iron roofed house." (Occupation: Small business)

"I plan to pay school fees for my children. I also plan to buy cement and sand, and cement the vwalls and floor of my house to finish it." (Occupation: Small business)

"I will use the next transfer to buy a piece of land and build my home since am homeless." (Occupation: Small business)

"My husband to wish to increase capital for his business as a magazine/newspaper vender, so we agreed that he will use the money sao that he can increase his profits." (Occupation: Small business)

"The achievement that I am proudest of is that I was able to buy a cow using cash that I got from my business of selling cereals."

"I am planning to spend my transfer on expanding our farming activity by buying a ploughing machine and a bull, I will spend part of the transfer on starting a small business of retail shop in the village and to spend the remaining amount in renovating my house."

"I am planning to spend my transfer on buying building materials like iron sheets, nails and cement so that I can rebuild my house that got burnt down, I will spend part of the transfer on buying one bull that I will use in ploughing my farm and one dairy cow. The remaining amount I will spend on buying furniture for my house and also in starting a small business of selling groceries at the local market."

"I am planning to use my transfer to expand my business so as to make more profit, plaster my house to prevent dust and and improve my business premise by building it with stones and iron."

"Am planning to start a kiosk business and the rest of the money on buying household items like seats."

"My husband and i have planned to start a business with the upcoming lumpsum, the rest we will use to finish building our kitchen."