"The achievement I am proudest of is being able to run my own business."

"I would like to buy a piece of land where I can build my own house.I would also like to buy two dairy cows that will supply my family with some milk and lastly I would like to start a shop business."

"I am planning to use the first portion of my transfer to repay a loan that I borrowed from a micro finance.I am planning to spend the second portion of my transfer towards construction of a toilet.Lastly,I will spend the last portion to start a business of buying and selling cereals."

"We have planned to buy a door and bed with the first transfer,the second transfer we will put it into a business and the last one we will buy household items."

"I would say being able to take care of my children and financing their education after my spouse passed away is the only achievement I am proudest of." (Occupation: Small business)

"I would say,lack of finances to boost my fishing business has been my biggest difficulty because this business is my main source of livelihood."

"My proudest achievement is that I am a responsible woman helping my spouse with financial needs by selling firewood and sisal twine." (Occupation: Small business)

"I used Ksh 4000 to buy chicken, Ksh 3000 to pay debt and the remaining to start fish business."

"We spent my Token payment on shopping for our child who was joining High school for 7,000 KES and buying threading materials for my business for 3,000 KES"

"I plan to spend my upcoming lump sum payment on Secondary school fee and also start-up capital for new clothes/shoe business"