"I have planned to build a toilet with the first transfer,the second transfer I will use it to buy household items and set up a small business. The last transfer I will buy a motorcycle."

"I have planned to buy building materials,house furniture and set up a business."

"The proudest achievement is that through my small business I have been able to make the house that we are living in." (Occupation: Small business)

"I am planning to spend my transfer on paying my school fees as I am enrolled in college, I will also spend part of the transfer on building my house with bricks and to buy cement that will be used to plaster the interior of the house and the remaining amount I will spend on starting a small business of selling clothes."

"I plan to use my transfer to build a bigger house because my house is small, build a separate kitchen, construct a pit latrine to improve the hygiene of my dwelling, and set up a small business that can help me with daily income. "

"I am planning to use my transfer to educate my two children in high school and one is college. I also plan to do second hand clothes business to increase my level of income."

"I am planning to build a business premise for rental houses because I live close to the road. I also plan to construct a pit latrine that can be used by my tenants and my family."

"My proudest achievement is that I have educated my children. Two are in the University currently." (Occupation: Small business)

"We plan to spend the transfer to plaster the floor of our house. We also plan to spend the transfer to build a toilet for the family. We also plan to spend the transfer to start a small business which will provide us with an income."

"First,I would like to renovate my house because it's old and worn out.I would also like to start a business of selling second-hand clothes and lastly I would like to spend the remaining portion on school fees."