"My proudest achievement is that I have educated my children and two are about to join college. " (Occupation: Small business)

"We are planning to spend the transfer to pay school fees for my children in high school. We also plan to spend the transfer to start a business. We also plan to spend the transfer to plaster our house."

"We plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to start a business."

"I plan to spend the transfer to construct iron roofed house. I also plan to spend the transfer to buy furniture. I also plan to spend the transfer to start a business.I also plan to spend the transfer to bedding and utensils. "

"I am planning to use my transfer to buy school uniforms, books and pay fee for my children. I plan to purchase household furniture because my house is empty. I also plan to revive my boutique business that collapsed due to lack of capital so that I can comfortably meet the financial needs of my family. " (Occupation: Small business)

"I am planning to use my transfer on the medical needs of my nephew who is scheduled to be amputated on the legs due to an infection. I plan to set up another business so as to increase my level of income and to aid me in building a house." (Occupation: Small business)

"The biggest hardship I face in life is financial problems. My income is low and I struggle very much to even keep my children in school." (Occupation: Small business)

"I am planning to plaster my house because I desire to live in a clean and beautiful house and environment. I also plan to boost my fish business so I can earn more profit." (Occupation: Small business)

"The biggest hardship that I face right now is ill health. I am experiencing chest pains and this makes me unable to carry out my normal duties like pot making, I am not sure how I will earn a living, I might even have to sleep on an empty stomach on some occasions." (Occupation: Small business)

"My proudest achievement is having worked as a traditional birth attendant, this line of work has enabled me to educate my children who are in secondary and primary schools. " (Occupation: Small business)