"I am planning to buy more iron sheets and other construction materials so that I can build a house." (Occupation: Small business)

"We are planning to spend my upcoming lump sum payment on Initial Deposit for a piece of land." (Occupation: Small business)

"We spent my Token payment on my wife’s business start-up for 5,000 KES, and also buying some iron sheets towards our house construction Project for 5,000 KES" (Occupation: Small business)

"I spent 4200 KES on 8 iron sheets, 2 blankets at 1200 KES, shoes at 500 KES, clothes at 1000 KES and started a fruits business at 2000 KES" (Occupation: Small business)

"I am planning to build a new house and open a business with my upcoming lump-sum payment."

"I am planning to build a new house and buy household furniture." (Occupation: Small business)

"I am planning to buy a second-hand motorbike with the upcoming lumpsum payment." (Occupation: Small business)

"I am planning to expand my cereal shop using 25000 KES of this upcoming lumpsum payment, 15000 KES on a cow and the remaining amount on secondary school fees for my children." (Occupation: Small business)

"I spent 3000 KES on my medical bills, 3000 KES on ground nuts and invested the remaining part of this token payment on expanding my Mandazi business."

"I am planning to repair my house, pay school fees and expand my business with the upcoming lumpsum."