"I bought construction materials ( iron sheets, nails, poles) that cost me 30,000 KES and 4,000 KES on labour. I spent 3,000 KES on school fees (secondary school) and 5,000 KES to start a business. The rest was spent on other household expenses."

"I am planning to clear school fees, expand and repair my house, build a pit latrine and open a business." (Occupation: Small business)

"I am planning on building and starting up a small business ."

"I am planning to invest the whole of my upcoming lumpsum payment on clothing business." (Occupation: Small business)

"I plan to buy ironsheet, timber and nails, and build an iron roofed house for myself. I also plan to buy a cow." (Occupation: Small business)

"I am planning to spend it on buying farming bulls, extend my house, plaster my house clear school fees, start up a small business"

"I will renovate my main house using some part of my upcoming lumpsum payment and educate my children using the remaining amount." (Occupation: Small business)

"l spend 20000 kshs to pay school fees for my daughter in form one, l also spend the money to renovate the house so l bought sand 5500 kshs, paint 2000 kshs , l also use 2000 kshs to pay labour the remaining 20000 kshs l use to add more stack into my business."

"GiveDirectly gives money directly without going through middlemen while other NGOs have very many middlemen." (Occupation: Small business)

"I invested 4000 KES of my token payment in fish business and spent the remaining 6000 KES on food and clothing for my family."