"We spent 10,000 to buy seats, bought a steel door at 7,000 KES; 12,000 KES was spent on plastering the floor and 4,000 KES spent on school fees. I started a business (bought 3 bags of dry maize) at 9,000 KES to sell for a profit."

"The biggest difference in my daily life is that I have a leak free iron roofed house." (Occupation: Small business)

"l spend 15300 kshs to buy cow, l also spend 7000 kshs to buy steel door, l use 5000 kshs to pay school fees, l bought mattress worth 3500 kshs the remaining balance am planning to start cereal business." (Occupation: Small business)

"I spent 2000 KES of my token payment on a mattress, 2400 KES on a sack of maize and I invested the remaining 5600 KES of it on my food cafe business." (Occupation: Small business)

"The biggest difference in my daily life is that I have a grocery business which gives me income."

"I paid 4,000KES on paying school fees for my child, and spent 6,000KES to increase stock for my fish selling business." (Occupation: Small business)

"I spent 22,000 KES to buy seats and 4,000 KES on a table. I spent 2,000 KES to dig up a pit hole for a latrine; 5,000 KES on rice farming, business capital at 5,000 KES and 10,000 KES on clearing school fees balance." (Occupation: Small business)

"We are planning to spend my upcoming lump sum transfer on construction of a new house and starting a small business."

"I gave1,000KES to the church for tith, and spent 4,000KES on cultivating my piece of land. I paid 3,000KES for school fees for my child , and 2,000KES to increase stock for my fish selling business."

"I plan to buy ironsheet and construct a new iron roofed house for my family." (Occupation: Small business)