"My proudest achievement is that we have built our own house and we are doing a small business."

"I have planned to rebuild my house,buy some livestock and to set up a small business."

"I am planning to run a cereal store and clear school fees balance for my daughter in a secondary school." (Occupation: Small business)

"My proudest achievement is having started a small business. I have always saved my earnings and been able to educate my children with the cash. " (Occupation: Small business)

"I am planning to spend it on boosting up my business and buy building materials." (Occupation: Small business)

"Other NGOs come with fixed items or projects such as buying school uniform for orphaned children while GD sends transfers directly to recipients and they can independently decide what to do with it based on their immediate needs." (Occupation: Small business)

"I gave 3,500KES to my wife to do a charcoal business, spent 3,500KES to weed my farms, spent 1,000KES on school fee for my daughter and then spent the rest on the daily sustainance of my family."

"I spent the transfer on starting up a business ksh 3000, gave my husband ksh 3000 to boost his business and still spending the ksh 4000 on food." (Occupation: Small business)

"I spent my first lumpsum transfer on starting a clothe's business.I also bought chairs and iron sheets."

"I have been able to increase the stock of my business and therefore increase my income." (Occupation: Small business)