"I plan to spend my upcoming lump sum payment on starting a small-scale business, buying 2 cows and furnishing my house."

"I am planning to take a driving course, re-marry since i lost my wife and i have children to take care of and buy 10 sheep as an investment for business."

"We plan to spend my upcoming lump sum payment on purchase of land." (Occupation: Small business)

"l have hard a bout other NGOs but they have never support me." (Occupation: Small business)

"l spend 30000 kshs to buy business land, l also spend 15000 kshs to repair my boat the remaining balance l spend to buy foodstuffs ."

"I used Kshs. 8000 to pay school fees while Kshs. 2000 I used to expand my fishing business" (Occupation: Small business)

"I am currently living in a small house and therefore I will construct a bigger one when I get my upcoming lumpsum payment." (Occupation: Small business)

"I am planning to improve the stock in my little grocery business and also to buy a motorcycle which I intend to use in a taxi business. " (Occupation: Small business)

"I want to start a business of selling grains, I also want to to build a three bedroomed semi permanent house finally I want to buy milk cow."

"I want to build a three roomed semi-permanenet house, build a permanent toilet, expand my molasses business and pay school fees for my children in both primary and secondary school. " (Occupation: Small business)