"I spent my second transfer on cementing my house 20,000 KES into a semi -permanent house from a mud house. I bought 7 fishing nets 15000 KES and a bag of maize for my family's consumption 5000 KES. I also sank toilet 4500 KES in my own homestead and bought a solar lamp 5000 KES.I paid school fees for my three children who are in primary school 1000 KES"

"I spent my second transfer on making a boat and buying fishing nets and hooks that my husband is using to fish. Using the remaining amount I spent on food and clothing for my children."

"I spent my second transfer to pay school fees for my child who is in high school. I bought steel door which I have fixed on my house, window panes which I have fixed on my door, iron sheets which am planning to use in building my kitchen, paints which I have used to add beauty to my house. I bought a fishing rope for fishing, the remaining amount, I spent to pay laborers who were digging a pit latrine in my compound."

"I spent my second transfer on building a kitchen. I bought a small piece of land for constructing a pit latrine. I paid school fee and also repaired my fishing net."

"I spent the whole of the second transfer to buy fishing-boat as my source of income, where bu my spouse use it for fishing."

"I spent most of the second transfer to buy fishing boat as my source of income. I also spent the transfer to pay school fee arrears for my son who completed his secondary certificate but he not obtained the certificate because of school fee arrears. I also spent the transfer to buy sheep for my future use, the remaining balance l spent to buy 1 sack of maize for my consumption."

"I spent my first transfer to buy fishing nets that my husband uses in his fishing business in order to fend for our family. I paid my children school fees with part of that transfer."

"I spent my second transfer on building a boat to help me with fishing, bought a bag of maize to sustain my family and bought a steel door to enhance security of my house."

"The biggest difference in my daily life is that I can afford to buy food for my family members from my fishing activities using my boat"

"The biggest difference in my daily life is that I can afford food for my family members from the fishing activities using my fish net."