"I'm planning to spend my transfer in the following ways; Paying school fees for my three children,two in secondary school and one in college, I also intend to buy some livestock to help with ploughing and lastly, I will put up a small business to generate some small income. "

"I am planning to spend my transfer on building a better house as my house is almost collapsing, I will spend part of the transfer on paying school fees for my child who is in primary school, I will spend part of the transfer also to pay for my wife's dowry so that she can come back to me as she left me because I had not paid her dowry and the remaining amount I will spend on starting a small business for my wife like a small shop."

"I am planning to increase the quantity of stock that I purchase for my small business which deals with fast moving consumer goods. The remaining transfers will be used to buy sand, cement, timber, nails and iron roofing sheets which I will use to renovate my house. " (Occupation: Small business)

"My proudest achievement is having started a small business selling scones. The money that I earned enabled me to buy a few household items."

"The achievement that I am proudest of is that we have been able to take our kids to school until one of them is about to join college using cash that we have been getting from our fishing business."

"The achievement that I am proudest of is that we were able to build our own house using cash that we had saved from our farming business and now we have a house of our own that we call home."

"We have planned to clothe our family,pay school fees and then I will plaster my house. I will also set up a small business." (Occupation: Small business)

"The proudest achievement is that I have a better house compared to the one I was in." (Occupation: Small business)

"I am planning to spend the first transfer on cement and sand for plastering the floor of my house that is currently made of mud. I am then planning to use the other transfers to set up a grocery business at our local market centre. "

"I am planning to spend the first transfer on building a poultry house and then buy some chicks so that I may start a poultry farm in my compound. I am also planning to spend the other transfers to upgrade my little grocery business which I am currently operating from my house. "