"l spend 20000 kshs of the transfer to pay school fees for my child in High school, 10000 kshs for my child in collage the remaining 20000 kshs l spend to add stock to my business."

"l spend the whole transfer to add stock to my small scale business." (Occupation: Small business)

"GD enrolls people and comes back unlike others who enroll and do not come back." (Occupation: Small business)

"I spent my first transfer on building an iron roofed house.I also paid school fees for my daughter and started a small business."

"I am planning to start a small business selling fast moving consumer goods and also open a grocery store."

"Am planning to use part of the money to build a three roomed semi-permanenet house since am homeless and live in a a small rental house, I'll use the rest to start a small business selling motorbike spare parts. " (Occupation: Small business)

"My proudest achievement is having started a small business selling groceries and also carrying out casual labour jobs. The money that I earned from all these activities enabled me to build my current house." (Occupation: Small business)

"I am planning to start a small business selling cereals like beans, maize, sorghum and millet."

"I am not having a piece of land and therefore I will buy one and settle down with the whole of my upcoming lumpsum payment." (Occupation: Small business)

"I spent 4000 KES of my token payment on a bed, 600 KES on a blanket and I invested the remaining 5400 KES on dagaa and vegetable business." (Occupation: Small business)