"The proudest achievement has been educating my children." (Occupation: Small business)

"My proudest achievement was having had a small business where I used to cook and sell snacks and with the profits I managed to buy quite a number of chickens and rear them."

"We are planning to spend the transfer on starting a business and paying of school fees to our children ,one is in form three and other two in primary school."

"I am planning to use the transfer on building a better bigger house and starting a business that will help me generate more income to sustain my family."

"We are planning to spend our transfer on building a bigger house and starting a business that will help with generating more income to sustain the family."

"My proudest achievement is having struggled and saved proceeds from my small business and I then used the money to build my house." (Occupation: Small business)

"I would like to use part of the transfer to build a new house because my house is very small. secondly I would like to pay dowry to my parents inlaw to appreciate them. Finally l would like to use the rest of the money to open up a business to generate income to support my family."

"I would like to use part of the transfer to build a new house because my house is very small to accommodate my family. Secondly l would wish to buy a cow which can help us get milk for my family. l would also like to open up a business to generate income to support my family . Lastly l would like to use the rest of the money to do farming to increase productivity."

"I would like to use part of the transfer to pay school fees for my son who is joining form one . Secondly I would wish to build a better house because I started building but because of school fees l had to stop. Lastly I would like to open up a business to atleast generate income."

"I would like to use part of the transfer to expand my house because it does not comfortably fit my family. Secondly l would wish to buy oxen to help me do farming. Lastly l would like to open up a business to generate income to support my family."