"I would like to use part of the money to part of the money to do farming in order to increase productivity. Secondly l would wish to open up a business to generate income to help my family. Finally l would like to pay school fees for my children. "

"I would like to use part of the money to cement my house to avoid frequent maintance and improve our living standards. Secondly to open up my own business to generate income to support my family. Finally l would like to build a pit latrine for my family. "

"My proudest achievements are that we have struggled bought sheeps for our family . Secondly l have managed to buy household items. " (Occupation: Small business)

"I would like to use part of the money to build a new home since we are still living in our parents inlaw's home. Secondly l would wish to pay school fees for my children. Finally l would like to expand my business to generate more income to sustain my family. " (Occupation: Small business)

"My proudest achievement is that l have struggled to open up a business which has really helped me buy household items. " (Occupation: Small business)

"I would like to use part of the money to pay school fees for my daughters in high school. Secondly l would wish to use part of the money to expand my business to generate more income to sustain my family. Finally l would like to apply for electricity to in home. "

"My proudest achievement is that l have struggled and bought a piece of land where l have built a home. " (Occupation: Small business)

"I would like to use part of the money to build a new house because our house is in a very bad condition. Secondly I would wish to use some money to open up a business to generate income to help support my family. Finally l would like to pay school fees for my children. "

"We are planning to spend our transfer on iron sheets and timber, so that we may build our own house and move out of the rented house where we're currently staying. We are also planning to spend the rest of the transfer starting a second hand clothes business so that we may have a sustainable source of income. "

"The achievement I am proudest of is paying school fees for two of my children up to high school with the money I get from my small business of selling kales and tomatoes by the roadside. " (Occupation: Small business)