"I am planning to pay school fees for my daughter who is in secondary school and use the rest of the funds as capital for my small business. " (Occupation: Small business)

"I am planning to start a small business dealing with livestock especially cows. I will also use part of the transfers to buy some oxen which will assist me when I am tilling my farm."

"I am planning to buy furniture for my house and some cows, finally I will buy sand and cement which I will use to plaster my house. If there are any funds remaining I plan to start a small business which will involve me buy chicken at wholesale prices and later on retailing them. " (Occupation: Small business)

"I am planning to spend my transfers on building a bigger shelter, buy livestock, go for treatment, get food,and boost my weaving business. " (Occupation: Small business)

"We are planning to spend our transfers on paying our childrens' school fees, buy new furniture, boost our business, put up a bigger shelter for our family and spend the rest on plastering our house. " (Occupation: Small business)

"The achievement I am proudest of is supporting my children after their father passed on and left me to fend for them alone. " (Occupation: Small business)

"I am planning to spend my transfer on timber and iron sheets to build a kiosk where I can open a dress making business. "

"My proudest achievement is I was able to acquire a small piece of land and paid half of it it's remaining half of the money then I get tittle deed. " (Occupation: Small business)

"Am planning to use part of the money to buy farm animals, build my son a house, invest the rest in agri-business. "

"My proudest achievement is building this house am living in, I used to have some small grass thatched house but I now live in a bigger house. " (Occupation: Small business)