"I plan to use part of the money to start poultry business then use some cement my house and finally pay school fees for my son who is in high school. "

"The biggest hardship am facing is, I don't have a stable job and paying school fees for my two children in college is so straineous. " (Occupation: Small business)

"I'm planning to spend my transfer on the following ways; first I want to build a bigger house since my current house is small,secondly I intend to construct a better toilet that will not sink when it rains,lastly the remainder I will use to buy one cow and use the rest in boosting my small business." (Occupation: Small business)

"We are planning to spend our transfer on paying school fees for our three children,one is in college and the rest in secondary school. We will use the remaining bit to start up a small business to help with income generation. "

"My proudest achievement is that l have struggled and built house because I used to stay in rental house. " (Occupation: Small business)

"I would like to use part of the transfer to build a new home since I am still living in parents inlaw home. Secondly l would wish to use some money to pay school fees for my son who is joining form one next year. Lastly l would wish to use the rest of the money to expand my business to generate more income to sustain my family. "

"My biggest hardship in life is lack of proper source of income to pay school fees for my children." (Occupation: Small business)

"My proudest achievement is that l have struggled to educate my children upto high schools they have not joined colleges." (Occupation: Small business)

"I would like to use the money to expand my business to generate more income. Secondly l would wish to use part of the transfer to build a new house since my house is in a very bad condition. Finally l would like to use the rest of the money to do farming to increase productivity." (Occupation: Small business)

"I would like to use part of the money to take my daughter to college. Secondly l would wish to use some money to replace iron sheets in my house since it is leaking. Finally l would wish to use the rest of the money to open another business for selling grains. " (Occupation: Small business)