"I am planning to build a house with the upcoming lumpsum transfer." (Occupation: Small business)

"I am planning to build a new house and open a business with my upcoming lump-sum payment ."

"I am planning to spend it on building my own home and move away from the center where i am currently ." (Occupation: Small business)

"I am planning to spend it on building a kitchen and a pit latrine." (Occupation: Small business)

"I am planning to use my upcoming lump-sum payment to open a business, farm tomatoes and vegetables and buy a cow."

"I bought 4 bags of cement at 3,000 KES, paid 3,000 KES labor charge, bought 30 kilograms of maize at 2,000 KES, paid 500 KES school fee for my daughter then used the remaining 1,000 KES to boost my animal business."

"I plan to pay my children's school fee I plan to expand my farming business I plan to buy livestock for rearing at home "

"I plan to pay for my child and niece school fees I plan to start a small kiosk business which will help provide for my family "

"I plan to build for my eldest son a house I plan to pay school fees for my children I plan to use part of the money to start a small business of selling chapati I plan to build a small kitchen I plan to buy household items like blanket and mattresses for my children " (Occupation: Small business)

"I plan to build a house I plan to pay school fees for my children in primary school I plan to start a small business selling second hand clothes "