"My biggest hardship in life is lack of money to do business to generate more income to sustain my family. " (Occupation: Small business)

"I would like to use part of the money to dig borehole to get clean water for my family since we have water problem. Secondly l would wish to apply for electricity to avoid frequent buying of paraffin while very expensive. Finally l would like to use the rest of the money to open up a business to generate income to support my family. "

"The achievement am proudest of is building this house, I used to live in a small grass thatched house. " (Occupation: Small business)

"I'm planning to spend my transfer on reviving my shoe selling business which I was doing in the past, but could not continue due to lack of enough capital. "

"I plan to use part of the money to start poultry business and renovate my house from mud to semi-permanent. "

"The achievement am proudest of is finishing my training in tailoring. " (Occupation: Small business)

"I plan to use part of the money to build a three roomed semi-permanent house then use the remaining to start a small business of selling tomatoes and vegetables. "

"I plan to use part of the money to renovate my house from mud to semi-permanent.,then use the remaining to start cereals business. "

"I plan to use part of the pay VSLA group loan then use the remaining to buy building materials and build a three roomed house finally open a cloth selling business. "

"I plan to pay school fees for my children in secondary school I plan to expand my farming business by renting more farms"