"I would like to use part of the money to build my own house since l do not have any house. Secondly l would wish to expand my business to help generate more income. Lastly l would like to use the rest of the money to do farming in order to increase productivity. " (Occupation: Small business)

"We are planning to spend our transfer on iron sheets and other building materials so that we may build a bigger house with a metal roof. We are also planning to spend the transfer on starting a fish mongering business, because we live near the lake and so we can source the fish from around our area and sell it in places farther from the lake. "

"The biggest hardship I have faced in my life is lack of food and money." (Occupation: Small business)

"I am planning to spend my transfer on iron sheets in order to build a new house with iron roof. I will then spend the rest of the transfer on food and maybe start a business. "

"l spent 12000 kshs to buy furniture, l also spent 10000 kshs buy 3 sheep, l spent 10000 kshs to pay collage fees for my wife, the remaining balance l spent to start a small scale business."

"GD gives support directly while other NGOs are using very corrupt agents to deliver their support." (Occupation: Small business)

"GD gives cash for the recipients to purchase what fits their needs but other organizations bring items that are not basic to us." (Occupation: Small business)

"I bought a cupboard for 8,000 KES, plastic chairs for 8,000 KES, kitchen utensils for 10,000 KES and started a business (stone quarrying) with 15,000 KES. The rest of the transfer was spent on other HH expenses such as clothing and food."

"I am planning to spend it on starting up a small business."

"I have been able to plaster the walls and floor of my house and this has reduced the amount of dust in my house which used to very much affect my children." (Occupation: Small business)