"I am planning to buy and fix a water tank at my nursery school for children to access clean water and to build a house for my household." (Occupation: Small business)

"I am planning to build a new house that is big and spacious." (Occupation: Small business)

"I am planning to spend my upcoming lump-sum payment on building a new house and opening a business." (Occupation: Small business)

"I am planning to buy more iron sheets and building materials and build a new house." (Occupation: Small business)

"I am planning to spend my upcoming lump-sum payment on fixing a door and windows, plastering my house and fencing my compound." (Occupation: Small business)

"I would like to use part of the money to build a new house because my house is in a very bad condition. Secondly I would wish to open up a business to generate income to support my family. Finally l would like to use the rest of the money to do farming. "

"I would like to use part of the money to part of the money to do farming in order to increase productivity. Secondly l would wish to open up a business to generate income to help my family. Finally l would like to pay school fees for my children. "

"I would like to use part of the money to cement my house to avoid frequent maintance and improve our living standards. Secondly to open up my own business to generate income to support my family. Finally l would like to build a pit latrine for my family. "

"My biggest hardship in life is lack of proper source of income to support my family. " (Occupation: Small business)

"I would like to use part of the money to build a new home since we are still living in our parents inlaw's home. Secondly l would wish to pay school fees for my children. Finally l would like to expand my business to generate more income to sustain my family. " (Occupation: Small business)