"I will spent my second payment to clear my school fees balance for next semester." (Occupation: Small business)

"I am planning to repair my old house with cement and sand when I get my upcoming transfer payment." (Occupation: Small business)

"I'm planning to use my second transfer on start a salon business and open a cosmetic shop."

"I would love to go back to my sowing business so I am planning to use my next transfer on buying anew sowing machine and some clothe materials to revive my business, I'm also planning to start a sugar selling business to help me in improvinng my income"

"I plan to build a kitchen buy some cattle,pay school and finally start a business particularly selling clothes "

"I am planning to spend my upcoming payment to buy building materials and build a iron roof house." (Occupation: Small business)

"I am planning to use half of the second transfer to pay school fees and the remaining amount to use on buying land." (Occupation: Small business)

"I am planning to spend my upcoming transfer on purchasing a piece of land since the one I have currently is not enough for my family" (Occupation: Small business)

"We would like to use part of transfer to renovate my house which is in a poor state .We also intend to pay school for our two children in secondary school .Lastly,l would wish to boost my fish selling business by buying more stock." (Occupation: Small business)

"I am planning to spend part of my transfer in paying school fees my children in secondary school. I also intend use the transfer to start a charcoal business which will bring income for my family."