"I am planning to spend my transfer on adding more capital to my hotel business and build a well constructed hotel and kitchen." (Occupation: Small business)

"I am planning to spend the transfer on starting a business in trading in goats and chicken."

"I am planning to spend my transfer on completing my house like putting windows , and opening up a small business "

"The biggest hardship I have faced in my life is lacking money to do what I want like starting my own business and repairing my house "

"I am planning to spend the cash transfer on establishing a business for buying and selling clothes within my community."

"I spent my second transfer on buying 13 pieces of iron sheets 8,190 KSH, roofing nails 1,000 KSH, a door 2,700 KSH, sofa-set 3,000 KSH, mattress 3,300 KSH, a goat 2,700 KSH, solar powered lamp 9,00 KSH, a table 2500 KSH, a pair of shoes and a bag 1,800 KSH, transport 8,00 KSH, maize 8,00 KSH, business capital 10,000 KSH."

"I'm planning the to spend my upcoming transfer on opening a business. I'm also planning to save part of the transfer for my child's school fee."

"l spent the whole of the a mount to improve my hotel business since the business was not doing well." (Occupation: Small business)

"Am planning to spend my upcoming transfer on starting business of selling second hand-cloths and buying 3 cows."

"Am planning to spend my upcoming transfer to build an iron roofed kitchen then use about 15,000 KES to pay my own bride price." (Occupation: Small business)