"I plan to use my second transfer to buy two windows for my current house, and the remaining to invest in chicken rearing business."

"I feel very happy, I have accomplished much more than I ever imagined. I now hope to move to good house soon. " (Occupation: Small business)

"I am planning to buy a cow, renovate my house and invest on my business.I normally sell slippers"

"The biggest difference in my daily life is that i no longer have fee problem as i used to and am healed." (Occupation: Small business)

"I'm planning to spend the upcoming transfer on sugarcane farming and opening clothe business."

"I spent my second transfer to buy materials at 45,000 KES to build an iron roofed then used the rest to add more stock for my small shop business."

"I added some of my savings to the first transfer and spent it on starting building brick business."

"I am planning to use my upcoming transfer to expand my house, plaster it and fix windows. I will also pay primary school fees for my 3 children and buy them new school uniforms." (Occupation: Small business)

"I spent my first cash transfer investing on my fish business worth 8000 KES,transport to the market place 1000KES and finally bought food worth 2000 KES" (Occupation: Small business)

"l spent my first transfer to buy mattress at 3600 KES, l bought 1 sack of maize at 3600 KES, l also spent 1100 KES to pay school fees for my daughter the remaining a mount l spent to start small scale business." (Occupation: Small business)