"The biggest challenge is financial constraints. My pay in the job is also minimal and most of it goes to meeting household needs. I am paid KES 40 per kilogram of meat sold and it is not guaranteed that I will sell the whole slaughtered cow in a day. This has been demoralizing and I was hoping to start my business to generate more income however I have not been able due to insufficient money."

"Receiving this money means an increase in our savings. I am a housewife and my husband is a casual laborer in the village earning an approximate wage of KES 150 a day. Due to the huge recurrent expenditures of the household and school expenses, we have been unable to save enough money. We spend a lot of cash to purchase milk which is KES 75 a day. We intend to reduce spending on milk by purchasing a dairy cow which costs approximately KES 30,000 from the first transfer. I am glad that soon we will be able to own one using the transfer from Give Directly."

"In May 2016, I got engaged to my wife through a ceremony in her home in Transmara. The elders negotiated on the bride price and settled on 5 cows. It is so unfortunate that I have only been able to pay for the 2 cows and I am yet to give out the remaining 3. It saddens me that I have not been able to achieve this for a lack of finances since the profits I earn from my clinic are all diverted to household needs such as food and clothing for my family of 3. When I receive these transfers, I intend to use KES 30000 to purchase 3 heifers hence paying the bride price debt I owe my inlaws. I will be stress-free knowing that I already have my wife fully."

"After accomplishing most of the projects I had budgeted with both transfers, I look forward to focusing more on dairy farming. Currently, I am planting some feeds for the cows. I am now focusing on acquiring more dairy cows hence will be able to generate more income to cater for school fees in the future since my family is growing."

"In my opinion, Givedirectly did well by giving unconditional cash transfers to all households in my village. Every household benefited and it is evident in the projects that everyone did from the construction of iron-roofed houses, water tanks, dairy cows, and even most people soon are going to harvest crops they planted."

"The biggest difference in my daily life since I started receiving the transfers is owning a dairy cow. This has helped in reducing household expenses because I now have milk. Secondly, this has helped me save all my teaching income toward college fees."

"My new goal is to buy more land and start another sustainable business. I would like to buy more land because the one that I have is small in size and thus it is not enough to do farming. I would like to have somewhere where I can grow crops for subsistence use for my family. I am currently a motorcycle taxi driver and this is the business that I have been depending on to earn a living. The motorcycle taxi business is currently no longer doing well as before. This is because most people bought motorbikes with the transfers that they got from GiveDirectly and hence less income due to the big competition. I hence would like to start another business, that is, buying and selling cows because the income from it is more and it is going to enable me to meet all the needs of my family comfortably. I still owe the schools where my children are studying some money since I was not able to clear their school fees. I thus have a goal to look for money for paying the arrears."

"My new goal is to buy another cow. I had bought two cows with the transfer that I got from GiveDirectly. I would like to add another one because they are going to be of great help to me in the future when they calve. I will be able to get enough supply of milk that I can sell and earn some extra income which is going to help me meet other needs of my family such as paying school fees for the children in the future."

"I am a single mother of four with the youngest son whose father passed on while he was barely two months old is yet to start his pre-school classes. It is by God's grace that I had been able to bring them up alone, provide them with all their basic needs, and also ensured timely payment of their school fees. I am grateful to GiveDirectly for making this even better when I cleared all their pending arrears of KES 15000 with the second transfer. My daughter is currently doing her final examination in her 12th grade, and I am hopeful that she will pass to the next level as she has been doing well all along. I also attribute the ease in raising my children to the generous neighbor who gave me one of his dairy cows to keep as I save to buy mine. I had been getting enough milk for my family and a surplus to sell. I am happy that with the KES 35000 from the second transfer, I was able to obtain a dairy cow that has increased the production as we are now enjoying a plentiful supply not only for our household use but also surplus for sale."

"GiveDirectly did well by supporting the poor people in society and bringing them to the middle-class level. Even though we are not rich, we have been able to acquire some live assets like dairy cows that were only owned by the rich before. Apart from this, their officers respected everyone's opinions and way of life and were transparent during their enrollment stages."