"My proudest achievement is starting small hotel business. This business has earned me a living." (Occupation: Small business)

"My proudest achievement in life is starting a small business of selling silver fish and tomatoes. This business has enabled my family to live a fair life. "

"I am planning to spend my transfer on buying land and the remaining balance to start small business of selling clothes in my village."

"I am planning to spend my upcoming cash transfer to build a big house, pay school fees and buy chairs." (Occupation: Small business)

"I spend the second cash transfer on paying school fees 4600 KES. I also bought 14 pieces of iron sheets 12300 KES, cement 4350, sand 5500 KES,a sheep 8500 KES,clothes for the whole 6550 and one sack of maize 2400. I paid worker 4500 KES, repaired my old sofa set seats 7200 KES and started glossary business 4000 KES . The remaining amount I purchased food for my family."

"I'm planning to spend my upcoming transfer on building my compound because I'm still staying at my father-in-laws compound. I'm also planning to save part of the money for my children's school fee." (Occupation: Small business)

"I am planning to spend my upcoming transfer to build a new house,fence my compound for security reasons and finally invest in maize business to earn a living."

"I am planning to spend my upcoming cash transfer to build a spacious house,pay school fees,buy food to sustain my family and finally to invest in my fish business. "

"The biggest difference in my daily life is that I have an income from my motorcycle business which helps me meet my daily needs."

"I spent my second transfer to pay school fee for my sister for 20000KES, i gave my parent 5000KES to support her business. 20000KES i have banked for my college fee coming next year and the remaining 5000KES i spent on other household expenses such as food."