"I am planning to spend my second transfer on buying a Cow for rearing so that it can give me some milk for drinking and also selling. I will also spend some of the next transfer on my childrens school fees and also to start up a business of selling fish so that i can earn a living. "

"I will spend my next transfer on building my own house because i have been staying in my fathers house with my children ever since my husband died. I will also start a business selling vegetables like tomatoes and dodo to enable me earn a living for my children and also to support them by providing school fees since I am a widow. "

"Start up an income generating activity." (Occupation: Small business)

"I want to spend my next transfer on opening up an income generating activity (business) this will help sustain me with my day to day needs and school fees for my children"

"l spent my third transfer to plaster my house so l bought bags of cement and 8 tones of sand at 15300 KES, labor-charge 4500 KES, the remaining balance l spent to start cereal business."

"Renovate a house and get land for agriculture " (Occupation: Small business)

"l spent my third transfer to pay dowry of 40500 KES, the remaining balance l spent to start small scale business."

"My new goal is to start a second hand cloth business."

"My life is different than it would have been if I never received the transfer because I have good income from my business which helps me meet my daily needs."

"I am planning to work hard and improve my business of selling mandazi's as a source of income to support my family."