"I spent 4000 KES on a suit case, I paid school fees for my 3 children in primary and secondary school with 29665 KES, I spent 3000 KES on food, I plastered the foundation of my main house at a total cost of 6600 KES and I invested the remaining 4935 KES in a pharmacy. That is how I spent my third transfers." (Occupation: Small business)

"The biggets difference i have seen in my liife is that we now feed well and dress well with my familly." (Occupation: Small business)

"from my third transfer, I spent 6,000 KES to buy cement, spent 8,000 KES to pay school fees for my children, bought 2 sheep at 5,000 KES, bought 2 goats at 5,000 KES, bought 1 sack of maize at 2,800 KES, I invested 10,000 KES on my cereal business, spent 7,000 KES to buy Iron sheets and the remaining 3,000 KES, I spent on daily household expenditure" (Occupation: Small business)

"The difference in my life now is that i have expanded my salon business and my vocational training school is also picking up." (Occupation: Small business)

"When I receive my next transfer I will buy more iron sheets and build a new house." (Occupation: Small business)

"I have a new goal of sustaining my fishing business so that I'm self reliant."

"I spent my first transfer on starting up a business trading sweet potatoes to the people of buseesa in exchange for money. By doing so i am able to earn a living"

"I am planning to spend my next transfer on developing my coffee business. I have been trading coffee but at a small scale due to insufficient funds." (Occupation: Small business)

"I am planning to spend my next transfer to start up a business in trading clothes so as to earn a living for my family since i am a widow. I will also build a house for my children because the one we are currently living in is small."

"I plan to use the transfer on starting a business.l will buy cereals like maize and beans in large quantities and sell them to my villagers at a profit.I also intend to use remaining amount on paying school fees for children in secondary school."