"I spent my second transfer to buy building materials worth 33000 KES,I invested 7000 KES in my food kiosk business,I spent 5000 KES at my inlaws funeral expenses,i paid 3600 KES school fees for my children.I used the remaining amount to buy food my family." (Occupation: Small business)

"The biggest difference in my life is that now i have my own cattle that i can bank on to pay school fees." (Occupation: Small business)

"I spent my second cash transfer to invest in my business worth 15000KES,paid tithe 5000KES,school fees 22000KES,re-paid a debt 4000KES and spent 3800KES on shopping and food." (Occupation: Small business)

"I spent my second cash transfer on paying school fees 23,700 KES, 8 bags of cement 6,000 KES, 1 lorry of sand 4,500 KES, labor charge 4,000 KES and used the remaining 11,600 KES as business capital."

"I am planning to complete school balance with the upcoming transfer and spend some as capital for my rice business." (Occupation: Small business)

" I spent 20,000 KES of my second transfer on paying school fees for my children in secondary school and i invested the rest of the money in my tomato supplying business,i supply tomato to sellers in the market." (Occupation: Small business)

" Give Directly provide unconditional cash to recipient while other NGOs provide material like blanket,school uniform and mosquito nets." (Occupation: Small business)

"The biggest difference in my life is expanding my house from a small tiny 1 room house to a 2 bed roomed house fit for my large family." (Occupation: Small business)

"I spent my second cash transfer to purchase 4 packets of cement worth 6000KES,sand 5500KES,ballast 5000KES,oxen15000KES,a sack of maize 2800KES,invested 3000KES in my business,kept 9000KES as savings,bought shoes 250KES,gave my son 3200KES."

"I spent my second cash transfer to invest in my business worth 25000KES,paid school fees 7000KES,bought a television 17000KES and food 800KES." (Occupation: Small business)