"My first plan is to use part of the transfer to start a small business of selling fish. Secondly, I plan to use another part of the transfer to buy two sheep, that would be as investment for my family. Lastly, I plan to use the remaining amount to build a bigger house because this one is small, and is in a bad condition." (Occupation: Small business)

"Our first plan is, to use part of the transfer to pay school fees for our two children in secondary school. Secondly, we plan to use another part of the transfer to boost the stock of our business of selling second-hand clothes. Lastly, we plan to use the remaining amount to build a bigger house, because this one is small."

"The achievement I am proudest of is the ability to raise my seven children upto when everyone is independent. " (Occupation: Small business)

"Firstly, I intend to use part of the transfer to build a bigger house because, this one is small. Secondly, I plan to use another part of the transfer to start a second-hand clothes selling business. Lastly, I plan to use the remaining amount to buy a cow, that would provide us with milk for family use."

"I am planning to spend my transfer on building a house because its too small for my family and also start up a business for daily income."

"I am planning to spend my transfer on buying a piece of land, build a house and also start up a business for hair dressing."

"I am planning to spend my transfer on expanding my business of whole selling food stuffs and also buy land for more farming."

"I have planned to expand and plaster my house,I will also open a business for my wife so that she can make her own money. I will also pay school fees for my daughter who is in high school."

"I have planned to set up a business of my own,I will a few cows and build a better house for my family."

"I did have a poultry business that i had established for buying and selling in the market that increased my household income."