"I want to start a business though i have not specified on which one. This will help me educate my children."

"From my third transfer, i bought a cow at 18,000 KES, bought 1 sack of sorghum at 2,000 KES, bought a rubber shoes at 400 KES, bought a mattress at 1,500 KES, bought sofa set at 15,000 KES, gave my son 10,000 KES to my son to pay his wife dowry, and the remaining 1,100 KES I spent on food." (Occupation: Small business)

" I spent my third transfer on buying water tank 15000,renovate my house 15000 KES and start a small scale retail shop 15000 KES." (Occupation: Small business)

"I want to start maize selling business that will help me see my children through school."

"I spent my second cash transfer to purchase iron sheets worth 12000KES,paid workers 9000KES,school fees 6000KES,gave my husband 5000KES,invested 5000KES in my business,kept 10000KES as savings,clothes 4500KES,shoes 2000KES,lent someone 3000KES,sheep 2200KES."

"The biggest difference in my daily life is that I don't borrow household items like utensils when I have visitors because I bought my own.I also have my own boat and in the next few months I will be getting money from the fish business."

"My proudest achievement is that I have a stable business which is helping me to sustain my family" (Occupation: Small business)

"I am planning to spend my upcoming transfer on buying bricks,sand,cement and start building a nother house so that i over come this leaking house." (Occupation: Small business)

"I would like to use the transfer on building a better and bigger house for my family.Secondly,l plan to use the transfer on starting a shop business in Ahero.This will help boost my family income."

"I am planning to use the transfer on paying school fees for my son who will be joining next year.l also intend to use the remaining amount on expanding my shop business by buying more stock." (Occupation: Small business)