"My first plan is to use part of the transfer to expand this my house, because it is small. Secondly, I plan to use another part of the transfer to boost the stock of my business. Lastly, I plan to use the remaining amount to buy two sheep as an investment for future use. " (Occupation: Small business)

"My biggest hardship is that I do not have a stable income.This worries me because I do not know how my children will survive in future." (Occupation: Small business)

"The biggest hardship is lack of money which makes providing for the family very difficult. " (Occupation: Small business)

"My happiest part of the day is in the evening when I receive more customers to my business. "

"My happiest part of the day is in the afternoon when I receive many customers to my charcoal business."

"I am planning to spend the transfer on starting a bar business such that I make some money to support my family." (Occupation: Small business)

"I am planning to spend my transfer on improving my house. The remaining balance will be invested in my business. " (Occupation: Small business)

"I am planning to spend my transfer on investing in a business. I want to start a retail shop. "

"The biggest hardship I have faced in my life is lacking enough land where to cultivate sugarcane because it's my best business." (Occupation: Small business)

"I am planning to spend my transfer on expanding my business of selling food stuffs and also buying livestocks to act security incase of anything."