"I am planning to spend my upcoming cash transfer to construct a nice house and buy some cattle." (Occupation: Small business)

"I am planning to spend my upcoming cash transfer to construct a nice house and buy an oxen." (Occupation: Small business)

"The biggest hardship I have faced is treating my epileptic child who really suffered last year and worried me a lot." (Occupation: Small business)

"I plan to put the transfer in my mobile money business such that I can revive it after it had collapsed due to lack of funds. This will help me support myself. " (Occupation: Small business)

"Firstly, we plan to use part of the transfer to build a bigger house, because this one is small. Secondly, we intend to use another part of the transfer to pay school fees for our child, whom we expect to join secondary school next year. Lastly, we plan to use the remaining amount to boost the stock of my wife's small business of selling tomatoes and fish." (Occupation: Small business)

"I plan to use my transfer on starting a small business of selling clothes in my village and the remaining balance to build a better metal house."

"My most current hardship is lacking start up capital, I wish to have business but capital has limited me."

"My proudest achievement is buying motorcycle with my husband. This motorcycle has made our business of vending vegetables improve as we can reach all places with ease." (Occupation: Small business)

"My proudest achievement is that when l was in good health and doing my business l was able to buy cow that producing milk for my family." (Occupation: Small business)

"Being able to send our daughter to secondary school level is our proudest achievement. Through table bank group loans and savings from our small shop business,we were able to pay her fees to form four." (Occupation: Small business)