"I spent my second transfer on paying school fees for my two children who are in high school fees 20,000 KES. I bought sofa set seats 15,000 KES .I added stock onto my business fish vending business by adding fishing nets.."

"I spent my second transfer on paying school fee for my child who is in secondary school and used the rest on repairing both fishing net fishing boat."

"The biggest difference in my daily life is the joy I have found having bought my spouse a boat to facilitate his fishing activities in the lake, something that has greatly improved the family's living standards."

"I spent my second transfer to buy a fishing boat (18,000 KES) , additional fishing nets (6,000 KES) as well as 32 iron sheets (25,125 KES) in readiness for building a better house."

"I used a portion of the transfer to built a new iron roofed house. Bought a cow with a portion of the transfer. Purchased a fishing net with a portion of the transfer. I also bought foodstuffs for family consumption."

"I spent my transfer on paying school fee for my son who is in secondary school. I then bought some iron sheets which I will be using in building myself a house because I currently live in a rental house. I then spent the rest on repairing my fishing boat which was leaking."

"The biggest difference in my daily life is that I now have a parcel of land where I'll establish my own home. Apart from that, I earn some good income from my fishing activity which I commenced with the first transfer."

"I spent my transfer on repairing my fishing boat which had broken down and was not being used for fishing any more. I then invested the rest of the transfer on a fish selling business and I have been saving the profits I make to use in building myself a new permanent house."

"I spent 30000 KES of my second transfer on constructing a fishing boat and used 20000 KES on building a new house."

"I spent my transfer on buying sand and cement and plastered my house. I then paid school fee for my children. I then spent the rest of the transfer on boosting my fishing business."