"I spent more than half my transfer on school fees for my children, to enable them stay in school and better their future.The remaining Money I invested in my fish selling business to help me meet the needs of my family."

"I am planning to spend my second transfer on expanding my small retail business(selling scons). I also planning to use part of the money on enrolling my step child to a secondary school as my stepchild has completed his primary education ." (Occupation: Small business)

"I am planning to spend my second transfer on starting a poultry farming business and buying a dairy cow to get milk from it . I am also planning to spend part of the money on paying school fees for my children for the whole of next year." (Occupation: Small business)

"I have planned to set up a business with the first transfer,the remaining money I will use it to build a big and better house." (Occupation: Small business)

"The biggest difference in my life is that I constructed a pit latrine in my compound with the first transfer and this saved me the embarrassment of using my neighbour's latrine all the time and now the maize miller will give me daily income when the village members come to mill their maize for flour. " (Occupation: Small business)

"I am planning to spend my second transfer on building a house for my elder son who is homeless, build a small kitchen for cooking and repair my leaking roof." (Occupation: Small business)

"The biggest difference in my life is having reduced the burden of building since have already bought most of the required materials.I am now certain of actualizing the building plan and moving from an old house.Thanks to GD." (Occupation: Small business)

"The biggest difference in my life is having improved my fish business and getting more profit that sustains us. Before receiving transfers we could only work for food because our business had little profit." (Occupation: Small business)

"The biggest different in my life is getting a house that i have dreamt of for years. Thank you GD for making me achieve my dream" (Occupation: Small business)

"The biggest difference in my daily life is that I have livestock which is an investment to me." (Occupation: Small business)