"If i get the upcoming transfer,i will use it to expand my house from the current two roomed to a three roomed house." (Occupation: Small business)

"I am planning to build a house with my upcoming transfer payment. My current house is very small for my growing family." (Occupation: Small business)

"I never had fine clothes and therefore when I received this my first transfer, I spent half of it on my clothes and I invested the remaining half in grocery, selling potatoes and vegetables. I resorted to the business since I wanted to generate daily income to cater for my household needs. " (Occupation: Small business)

"I am planning to spend my upcoming transfer on starting a small business, buying cattle and building a new house I stay in a thatched house currently"

"My proudest achievement is that since I started my small businesses I have realised a financial ease and can provide some of the needs of my family. Life used to be very hard for us before my venture into business. " (Occupation: Small business)

"My proudest achievement was when I had good harvest from my farming that ensured we had no food shortage for a considerable period of time. " (Occupation: Small business)

"I plan to spend my transfer on paying school fees for my two children in secondary school,I also intend to expand my second hands cloth business and lastly use the remaining amount to buy one dairy cow to raise." (Occupation: Small business)

"My biggest hardship is coping with the strains in my marriage since my spouse is a drunkard and shows no responsibility. " (Occupation: Small business)

"I plan to invest part of my transfer on rice farming by leasing a land,buying seeds and fertilizer, secondly I will start a second hand clothes business to help suppliment farming."

"Currently I'm employed by someone else but it's my hope to open my own business of selling scrap metal, I will also use part of my transfer to pay school fees for my child and spend the remaining amount on cementing the floor and the walls of my current house." (Occupation: Small business)