"The biggest difference in my daily is that catering for my family needs is no longer a challenge and even harmony is prevailing in my home." (Occupation: Small business)

"My dream has always been to have my own livestock and with the second transfer, am going to buy two cattle which will give me milk to sell during lactation and earn income also i will buy sofa set to add beauty to my house." (Occupation: Small business)

"Being able to take care of my children by providing their basic needs is the biggest difference in my life. With the transfers, I was able to start up a business from which i earn income that i can use to provide the needs do my children since their father abandoned them."

"I spent my first cash transfer on paying a debt that I borrowed to harvest my crops. I have kept three quarters of my transfer that I'll use as a business capital. This will enable me earn a daily income. "

"I'm planning to spend my upcoming cash transfer on building a house and on paying for my child school fees." (Occupation: Small business)

"Am planning to spend my upcoming transfer on buying bricks and iron sheets for renovating my leaking roof and start a business of selling new cloths." (Occupation: Small business)

"Am planning to spend my second transfer to purchase a plot where I can build my house because currently i dont have any place to build a home and also pay school fees for my children." (Occupation: Small business)

"Am planning to spend my upcoming transfer on constructing a house since my house is almost falling down and start a cereal business for my daily income."

"I spent my entire second transfer to buy welding gas and machine to start my own welding business which is doing good and earning me more income." (Occupation: Small business)

"I am currently living in a rented house and i am planning to spend the entire second transfer to buy building materials to build a house of my own in my compound." (Occupation: Small business)