"The achievement I am most proud of is taking my children through school despite being a widow " (Occupation: Small business)

"My first plan is to use part of the transfer to buy a piece of land, and build a house with three rooms. Lastly, I plan to use the remaining amount to start a cereals-selling business."

"Our first plan is to use part of the transfer to build a bigger house with three rooms. Secondly, we intend to use another part of the transfer to boost the stock of my business, such that I would be able to buy even four cattle and resell, as opposed to one that I currently buy and resell. Lastly, we plan to use the remaining amount to pay school fees for our two children who will be joining form three next year."

"Under several occasions I regretted why I had bared many children(7) for my ex- husband since I could not afford to take care of them without the help of their father but with the transfers, i have managed to secure land and also a business that provides me with daily income with which I can take care(provide them with the basic needs and also pay their fees) of my children without worrying so that is the biggest difference in my daily life. "

"I used my second transfer as capital to start up my coffee business. Initially I was working as an employee that they would give money so that i can buy coffee seedlings, dry them and sell after grinding and I had to take back the money from the sales to my boss. However with the transfer, I invested my own money so all the money realised from the sales plus the profits Is mine."

"I sleep comfortably and my family is always assured of a meal everyday because of the business I started using the transfers. I get income from the business and am able to earn a living. "

"Being able to operate a business of tax service in our village.Am now earning a daily income and also saving same money.Am happy"

"Being able to bulid rentals was the biggest difference in my life.I now have a business of rentals.thank veeery much."

"I am planning to start a salon business when I receive my upcoming transfer. I am also planning to pay school fees for my son who will be joining high school coming year."

"Am planning to spend my upcoming transfer on paying school fees for my children and constructed a furnished house ." (Occupation: Small business)