"The biggest hardship I have is paying school fees for my child who will join form one next year."

"I am planning to spend my transfer in building a toilet as I don't have one. I also plan to renovate my house by cementing my floor and buy a cow that I can use to plough my farm with. I also plan to pay school fees for my grand children."

"I plan to spend my transfer on purchasing two cows and a plough so that I can till my farm easily. I also plan to renovate my house by having it cemented and to pay school fees for my child. I have a sick child who requires medical attention and I can use"

"We are planning to to spend the transfer in buying a cow so that we can use it in ploughing our farm and to renovate. The remaining amount of the transfer we plan to spend it in paying school fees for our children."

"I am planning to spend my transfer on purchasing furniture for the house, I plan also to buy iron sheets for my roof and build another house. I am planning also to buy a bicycle, purchase sheep and one cow. I also plan to pay school fees for my children n"

"We are planning to spend this money to pay school fees for our children and the other part as capital for some small business."

"I'm planning to boost the capital of my businesses,fit in my house with households and pay the rest as school fees for my children."

"I planning to buy some animals and also take back to school my daughter who dropped out of school at F3 due to lack of school fees."

"We are planning to renovate our house, buy a few cows and pay the rest as school fees for our daughter in college."

"First,I am planning to pay school fees for my two children who are in a technical institution.I am also planning to renovate my roof by replacing the old iron sheets with new ones.Secondly,I am planning to start a small business that will generate some in"