"I plan to spend the transfers towards boosting my business because I have run the business with loans which has made me strain in business and in providing he needs of my family. " (Occupation: Small business)

"I plan to make a toilet for my home because I am not comfortable living without a toilet. I also risk getting arrested for lacking a toilet by health officials. I will use the remaining amounts to revive my household items business that collapsed since I ran out of capital. "

"I plan to venture into salon business with the transfers since I am sure the business will be beneficial for a longer period of time. "

"My proudest achievement was during when I was doing fish business because I easily settled school fees and bought few house items." (Occupation: Small business)

"I plan to spend the transfer to expand my business. I also plan to spend part of the transfer to pay school fees. I also plan to spend the transfer to buy a cow." (Occupation: Small business)

"We plan to spend the transfer to buy household items like furniture. We also plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to start a small business."

"We plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to start a small business. "

"The hardship that we have faced in life is that we have inadequate agricultural land that we can use to grow crops. This has made us to resort to renting land for agriculture at expensive rates." (Occupation: Small business)

"I plan to spend the first transfer to do farming early next year to have food for my family. The second transfer I will use to build another big house since this one is small and my family is growing. The last transfer I would like to pay dowry for my wife and part of it to start a business. "

"The biggest difficulty I have is having my own home." (Occupation: Small business)