"It means a lot to me because I will be able to start my own business using the transfer as the capital, hence I will stop working as a maid ."

"The moment I recieved my money,I felt so happy and i almost run mad i had never held 400,000Shs in my life." (Occupation: Small business)

"I spent my second transfer on expanding my capital in my retail business. I also bought construction materials for repairing my house which was incomplete."

"I spent my first transfer on opening up a bar because I wanted to get daily income business." (Occupation: Small business)

"I spent some of my first transfer on renovating my house and also added some money into my business to expand the capital. "

"Being able to reopen my business of selling fish which had stopped. "

"I will have immense change in my life because I will be able to build a bigger house for my family, my wife can start a business of fish mongering at our local market and comfortably pay fees for my kids. "

"When I go to my potatoes farm every morning and sell it to business people, I feel happy. "

"My biggest hardship in life has been inability to pay my children's school fees. I have last year's school fees areas.My children's school uniforms are worn out.l don't have money to buy them books." (Occupation: Small business)

"Receiving this money means a change in my life, l will use it to boost my business in sisal rope making.This will increase my profits to enable me buy enough food for my children." (Occupation: Small business)