"I have been dreaming of opening an Mpesa shop and therefore when I received this transfer, Invested the whole of it in the business. I am very motivated and happy interacting with my clients."

"I spent my second transfer on paying school fees for my children.I also added capital to my clothes business." (Occupation: Small business)

"The biggest difference in my daily life is that I have a good house now and my children are able to stay in school since I paid school fees for my them." (Occupation: Small business)

"The biggest difference in my daily life is that I see my dream of having a homestead being accomplished since I have already purchased buiding materials ." (Occupation: Small business)

"I spent most of my second transfer on paying school fees for my children because they performed well in there exams and deserved to go to secondary school.I also added capital to my rice business." (Occupation: Small business)

"I spent my second transfer on paying school fees for my son so that he can stay in school throughout the year since he's a candidate.I also bought iron sheets and started a small business." (Occupation: Small business)

"I spent my second transfer on starting a clothes business.I also plastered my house and paid school fees for my children. "

"I spent my second transfer to buy a brand new motorcycle after adding some money to it. The motorcycle will be used for transport business around the village and nearby town." (Occupation: Small business)

"The moment when I received my money I felt extremely excited since we now have hope to begin the process of building a new and bigger house for the family" (Occupation: Small business)

"I felt happy." (Occupation: Small business)