"I am planning to spend my transfer on going to hospital as I have a fractured bone that needs medical attention but I never had cash for the hospital bill that may accrue,I will buy iron sheets so that I can build a home as I am still in our grandfather's compound and also I will buy a dairy cow so that I can have milk for my family. I will use the remaining transfer to pay school fees for the children that I stay with and also to invest in my hotel business which is in the market place."

"I plan to boost my hotel business because it's not very stable. The rest i will use to pay school fees for my children."

"I am planning to pay school fees for my children, enlarge my house, buy household items and build a toilet."

"The biggest hardship I have is lack of school fees for my children and how to feed them properly."

"We are planning to build and own a pit latrine since we have none. My wife is also planning to advance her career,hence I'll set aside some amount to cater for her school fees."

"I would like to use part of the transfer to buy oxen to enable plough my farm to improve on production. Secondly l would wish to pay school fees for my son and daughter who are in secondary schools. Finally l would like to plaster my house because I am growing old and maintaining the house is a problem."

"I would like to use part of the transfer to pay school fees for my daughters who are in secondary school. Secondly l would wish to buy sheeps which I later sale and use incase of emergency. Finally l would like to use the rest of the money in doing farming because I am not able to do farming physical because of my condition of disability."

"I would like to use part of the transfer to pay school fees for my children. Secondly l would wish to plaster my house to avoid dust and make my house better. I would also like to replace my wooden windows with glass windows. Finally l would like to do farming with the rest of the money."

"I plan to spend the transfer money to pay school fees for my child in high school. I also plan to buy oxen plough. I will use this during ploughing."

"I plan to spend the transfer to buy oxen plough. I will use it to plough my farm and also for the villagers at a cost. I also plan to use part of the transfer to pay school fees for my younger brother in high school. I also plan to use part of the remaining balance to buy furniture."