"I spent my second transfer to start a second hand clothes selling business as my major source of income to help me cater for my family,i used part of the transfer to do shopping for my child who was joining secondary school. I have kept the remaining money in my savings account for further use." (Occupation: Small business)

"The moment when I received my money I felt really lucky to have been chosen to get the money because am very old and this money has been very helpful in catering for my hospital bills" (Occupation: Small business)

"The biggest difference in my daily life is that i have more time to attend to other activities and i don't have to worry anymore where to find or buy earthen plaster." (Occupation: Small business)

"The biggest difference in my daily life is that I am no longer stressed about where to get building materials because I bought all the materials with the transfer and also have my own business where I get my daily income and no longer have to work for other women to earn an income. Thank you GD"

"I spent my second transfer on building a new house because the previous one was leaking and i also started a maize selling business with the part of the transfer that was left."

"I invested half of my second transfer on my quarry business and spent the remaining money in my mother in -law funeral arrangement and buying food stuff for my household."

"I spent my first transfer to buy iron sheets, nails and poles as part of construction materials that I will use to construct a new house. My current house has old walls and a rusty leaking roof. I then spent some money to increase the stock of my rice selling business."

"As a widow, educating my children has been a major challenge but since I started receiving transfers from Give Directly, my status has improved and I am no longer a beggar. This is the biggest difference I can mention in my daily life." (Occupation: Small business)

"I spent my second transfer on offsetting a loan of 30,000 KES which i took from a micro-finance institution to pay my children school fees ,i invested what was left into my maize selling business to improve my sells by adding more stock."

"When I received my second transfer, I spent 15000 KES on a cow that I am anticipating to milk in the future to earn a living. I invested the remaining amount in plastic business-selling household goods-basins, cups, and other tableware. I resorted to doing the business to earn a living that could cater for my household needs and even in the future."