"When I received my money, I felt so happy because in the previous night.., I had slept without food. " (Occupation: Small business)

"I spent my second transfer on paying hospital bills since i had just delivered a baby. I also bought land on which i shall construct a house for business(to store my stock)."

"I used my second transfer to buy a bed since the old one was broken, i also paid school fees for my child who was chased from school. We also started a funiture making business"

"I spent my second transfer to construct a small house so that I can find somewhere to sleep and keep my belongings. I was spending my nights in my neighbour's house. I also increased the stock of my business, I own a shop in the village. I also paid up medical expenses that had accumulated in the hospital for my child and the remaining was spent to pay school levies for my children in primary school."

"I spent my second transfer to pay school fees for my two children in secondary school to enable them attend all their classes. I also improved my business by increasing the stock to improve my profits." (Occupation: Small business)

"I added capital to my wife's business to help us get more income.I also painted my house,bought a solar panel,bought a television and food for my household." (Occupation: Small business)

"The biggest difference in my daily life is that I have managed to construct a new house that is big enough and can properly contain my family and our belongings." (Occupation: Small business)

"The biggest difference in my daily life is the achievement that I have made like fixing a steel door which is more secure than the wooden one that I previously had." (Occupation: Small business)

"The biggest difference in my daily life is that I now have my own personal business from which I am drawing sustained income."

"The moment I received my money i felt good but I didnt want to show other people that I have got money." (Occupation: Small business)