"The biggest difference in my daily life is that, I'm now happy that I sleep well and my house is clean.I also change clothes." (Occupation: Motorcycle or bicycle taxi)

"My brother in law's state of health is the biggest hardship I have faced in my life.His spinal cord got injured after he got involved in a motorcycle accident 2 years ago.He spent almost 3 months in an internsive care unit which really drained us financially as a family.It saddens me whenever i think of the fact that he will remain bedridden for the rest of his life and his dreams were cut short."

"Currently I live with my friend and I feel uneasy since can't afford my own house. Due to this I will rent my own house and buy new things to kinda start my own life after which I will get a loan to add to the amount I have to buy a motorcycle to sustain myself. "

"First I prioritize like that because I would like to buy a motorcycle so that I can have an operating business that I can get daily income. Secondly, buy at least two rooms and even rent one within Margaret and lastly pay school fees for my children so that they don't miss school as education is important. "

"I plan to start a grain business in the next four months. I laso ointend to start a motorcycle sparepats shop."

"For the next four months of my life, I have a goal of adding more cow so that they become three and sell them to raise money for purchasing a motorcycle."

"I now have milk in my homestead. I plan to own a piece of land soon. I have afforded clothing that I used not to afford. These are the differences that GD transfers have brought in my life. I am optimistic for a better life too. I did not have much hope earlier due to the poverty that was staring at our faces. We are optimistic to advance our lives because the cash has made things to happen for us that were not happening before. We are grateful for this." (Occupation: Motorcycle or bicycle taxi)

"I intend to use my transfers on investing in a new business at my rural home and here in Nairobi. I have plans to open up a motorcycle spare parts shop in my rural home. There has been a surge in the motorcycle business back at my rural home and I believe there will be ready market when I provide spare parts closer to them. I also plan to open up a retail shop here in my neighborhood in mathare, as some commodities are difficult to obtain unless we walk far distances. I feel a retail shop will be convenient for the community here, and will also offer ready market in business. Secondly, I intend to build a house for myself back at my rural home. I lack my own house in my rural home and I find it uncomfortable to stay at my parents house. Finally, I will put the rest of my transfers into savings."

"Receiving this money means a big sigh of relief from continuous struggle. I shall spend the money on buying a motorcycle which I shall use for motorcycle taxi. From this venture, I shall be able to earn constant income hence afford a better life. "

"Receiving this money means that my life is going to change because I am now going to pay dowry and buy a motorcycle which will give us our daily income. "