"We were planning to spend three quarters of the transfer on school fees since that is our major concern. We were also planning to boost our quarry business because it is the main economic activity in this are and we heavily depend on it."

"First,I would like to build a pit latrine since I don't have one,I have been using my neighbour's latrine for quite sometime but now I feel I should own one that will serve my family. Secondly, I would like to plaster my house because I want to prevent dust-born diseases. Lastly,I would like to spend the rest on school fees since I have a daughter in secondary school and another one in college."

"I would like to use part of the transfer to expand my house because I have my siblings which were left behind by my late parents. Secondly l would wish to buy fishing nets to enable me do fishing in a better way. l would also like to open up a business to generate income to support my family. Finally l would like to pay school fees for my siblings."

"I would like to use part of the transfer to pay school fees for my son who is joining form one came next year. Lastly l would wish to open up a business to generate income to support my family."

"I plan to use the transfer to construct a house since am staying in a rental house. I also plan to use part of the transfer to pay school fees. I also plan to start a small business."

"I am planning to spend my transfer on paying school fees for my child who is joining secondary school, I will buy wire mesh so that I can fence my home, I will renovate my house by buying bags of cement to be used in cementing it and I will build a kitchen as I currently don't have one forcing me to cook in the open."

"I am planning to spend my transfer on repairing my house because ever since my husband died the house has not been in good shape, I will pay school fees for my children and to invest the remaining amount in my business of tailoring by buying materials."

"I plan to pay school fees for my eldest child who is to join form one, she is even late because she was to join by January. The rest I will use to pay school fees for the other children."

"I plan to build a bigger house. I live in a small one roomed house. I also plan to build a toilet and to pay school fees for my children."

"I plan to start a business of selling paraffin. It's on demand here and the supply is low. I also plan to fence my compound, it's too open. The rest I will use to pay school fees and to plaster my house with cement."