"I spent my third transfer on buying sand, cement, building a latrine, building a chicken house and I also boosted my small business that generates income"

"My life is different because I was able to expand my business that wasn't doing so well during that time, this acts as my main source of income" (Occupation: Small business)

"I spent my third transfer on paying second installment on a land that I earlier purchased, I also paid school and boost my second hand shoes business with the remaining transfer." (Occupation: Small business)

"I spent my third transfer on purchasing decent clothes for the family members and invested in a maize business which my wife is currently operating. I also purchased food for the family consumption and spent the larger percentage of the amount on paying dowry that has increased the free interaction with the inlaws."

"Since I was jobless before without capital for any business, I took 25000 KES from my second transfer and invested it into second hand clothes selling business. I then bought 10 bags of cement which I will use to plaster my house to make it more strong and attractive; and used the balance on foodstuffs since the harvest last season wasn't good. "

"Financial difficulty has been our biggest hardship as our business is very seasonal." (Occupation: Small business)

"Receiving this money brings joy to me and my family as we will be able to build a bigger house than the current one and also my wife will be able to start a business of selling cereals like maize and beans."

"My biggest hardship has been lack of proper income. This has been hard for me and my family because we can not start our desired business the income we get we use it thus not able to save."

"I am excited to be part of the programme and wished it was a long time project.I am not even stressed up and I feel like all my problems are solved." (Occupation: Small business)

"Receiving this money makes me feel good because I know the money is going to help me and I feel that Iam stress free." (Occupation: Small business)