"I am happy and l thank God for that opportunity where lam staying is a small piece of land that we bought .l also wish to cement my house and buy some small animals like goat and sheep. " (Occupation: Small business)

"Receiving this money is going to change my life a great deal as it is going to make me finish constricting my house and start up a better business. It's a Gods blessing."

"I can easily offset my son's school fees balance who has been on and off school due to the impending fee balance at school. I haven't slept peacefully in years due to this" (Occupation: Small business)

"I got a car accident and sustained serious injuries, at that time I was in so much unbearable pain. I couldn't go on with business and had to depend on my parents and friends for food and medication. I still feel effects of the accident, the sharp pain in my ribs when I try lifting heavy loads affects my production at work. "

"This transfer will bring big difference in our lives,we will venture into small scale business and also construct a new house because this current one has cracks and poses danger to our lives."

"I am going to add some of the money to my business so that I generate a lot of income, am also going to repair my house so that I can have a modern house. "

"Being a widow,i have had challenges in paying school fee and feeding my nine children." (Occupation: Small business)

"One of my kids is sickling and i spend a lot of money on his medication.I also have problem in feeding my children since i am a widow and what i generate from my small scale business in not enough." (Occupation: Small business)

"My shoe businesses will expand,my children will go to school and my life will change significantly." (Occupation: Small business)

"My happiest part of the day is in the evening after work when counting profits from my fish business."