"I will feel good when I receive your cash transfer, I will buy a new posho mill machine to replace the old one and also expand my maize business. This will give me a lot of profit that will make payment of children school fee easier." (Occupation: Small business)

"It means that my life is going to have a positive impact. I have a lot to do in my life and this is the time they will be achieved, I am a tailor and I opt to buy more materials and one more sewing machine to expand my business. "

"It's means that I'm going to leave a happy life ahead. I have plans of using the transfer to renovate my house that currently is in bad condition and to open a business that would in return earn me cash. All these are signs of good life with the cash at hand. "

"I can expand my fishing business because i will have enough cash to make more nets, i can build my family a latrine and invest more in agriculture"

" I will be able to expand my fishing business and also to offset my kid's outstanding school fee balances"

"My life is really going to change, I have been working for people in their farms so that I can get money to buy food for my family. This money will really help me because am going to start my own business which will generate some income."

"Am usually happy in the morning because that's when I start my business " (Occupation: Small business)

"I spent the larger part of my second transfer on buying a fishing net hence my husband uses this fishing net on harvesting fish and selling them in a near by center and through this business we are getting daily income for sustenance. I paid school fees for my three children who are in primary school. I bought a sofa set seat that I did not have.I also bought one bag of maize to feed on with my family." (Occupation: Small business)

"The biggest difference in my daily life is improved way of life I'm living current as I have some of the household items that I didn't have before. I'm very happy." (Occupation: Small business)

"I spent my second transfer on paying school fees for my grandchildren since they are my full responsibility because they are total orphans.I also added capital to my business."