"The biggest difference in my daily life is that I was able to purchase some of the building materials, with this I am hopeful that when my second transfer arrives I will be able to construct a decent home for my family, this is because the house that we were living in currently was small and grass-thatched, Secondly, I would be able able to harvest rainwater using the iron sheet roof. I am so grateful for the support that changed my life and that of my family"

"With 3 children in secondary school, it has been a challenging task to educate them. We decided with my spouse to prioritize clearing their fee arrears, I spent KES 20,000 to pay the fees. I also used KES 3500 to purchase building poles for the construction of a new kitchen since the one I had is about to collapse which is very risky. I was forced to use my mother-in-law's kitchen because I lack enough finances to construct a new one. In addition, I save KES 15,000 to boost my goats rearing in the future since we are currently experiencing drought and lack of sufficient pastures. I also spent the remaining amount on fetching water for the family."

"I was at the nearby water pan where we had gone to do a casual job to earn a living. I heard a message alert on my phone. Being illiterate, I was with my niece and I gave the phone to him to check message content. He informed me that I had received the transfer. At first, I did believe and I had to reach home for my son to confirm in my account. I felt very happy for receiving my transfer and rejoiced with my family members."

"If we are successful to receive the cash transfer, we will invest into clothes business. We decided to sell clothes because they buy it faster here. Most besides, it is goods not is durable. Meaning it can't expired like Other goods. So we will go in waterside market in Monrovia, buy it and come sell same here. We have bee selling clothes before, but not for ourselves. We were selling for people. But the person travel. Because of that, we have to moved here for settlement. It is our plan to invest in the business, but the coal production we do here to sell and be able to save for the business is not earning us money. So if we receive the cash, it will be a huge opportunity for us to implement our plan."

"Lack of finances is the main challenge. We are farmers depending on farm produce to earn a living. Farming here is seasonal due to poor rains. Sometimes it floods or there are prolonged droughts. This affects farming. I farm vegetable nurseries and sell the seedlings. It is demanding and needs a constant water supply. During dry seasons, we do not get to sell any seedlings or we are forced to look for water to irrigate which is tiresome since our source of water is far."

"Receiving this money means a better house for my family. This is because my house is not yet complete due to lack of money. I am planning to spend KES 40,000 for the house as well as purchase of two beds and mattresses. I will also use KES 15,000 of the second transfer to clear fee balance for my child so that he can have a good time to study for his final secondary school examination. The remaining amount will help me to cater for other basic needs such as food and water."

"Food insecurity is a big challenge in my house. My husband is unemployed and getting the daily bread is a big problem and sometimes I have to go to bed without food. Dressing and attending medical cases is a big problem in my house and also getting water for drinking is currently the biggest challenge because there is no water in the nearby water pans and getting water for drinking needs to hire motorcycle operators which cost 100 KES for a 20 liters jerican."

"Getting food and fresh water for drinking is the biggest challenge I am expiriencing.. We are expiriencing drought spell for over 3 years now and all the water pans have dried. I depend on the business of charcoal burning inorder to put food in the table. There's is no water in our area and we have to hire motorcycle operators to bring water from a distance of 10 kilometres. It costs 100 KES for a 20 litres jerican of water which is very expensive to me because the job I depend on does not give me much than getting a packet of maize flour and it is also very straneous . Sometimes I end up getting food but still goes to bed hungry because of luck of water to cook the food."

"Prolonged drought is the biggest challenge I am facing. It has been 10 months since we receive rains in our area. I presently experience water scarcity and food both for my family and livestock. As per now I have lost 27 cows which was the only hope I had. The little coins I earn of KES 500 from my business(food kiosk ) goes for water only."

"Receiving this money means an improved housing system for my family. Our kitchen is made of grass thatched roofing and when it rains, water leaks from the roof and oozes from the ground creating an uncomfortable environment. My ambition, therefore, has been to build a better structure and create a conducive ambiance for my family. With an estimated cost of KES 30,000, I intend to construct a better kitchen using the first transfer. The remaining cash will be spent on constructing a granary because we don't have any storage facility. This will bring a fulfilling life to me and my family."